You might fit into this tier if you:

• Are fully employed or financially stable without needing to work

• Can reliably meet *basic needs and wants without stress

• Own a home or rent comfortably without fear of losing housing

• Have **expendable income for travel, dining out, hobbies, and buying new things

• Have savings or access to generational wealth

• Have access to healthcare and can afford out-of-pocket costs when needed

• Have financial flexibility even when unexpected costs arise

By choosing this tier you are directly supporting my ability to work with folks in the community who have less financial privilege.

You might fall into this tier if you:

• Are employed

• Can consistently cover your *basic needs

• Access to some savings

• May experience financial stress on rare occasions due to debt, medical costs, student loans, or inflation

• Rent or own a modest property

• Own or lease a car

• Have occasional funds for leisure, travel, or unexpected expenses

• Have some **expendable income but may still need to plan ahead for large expenses

You might fit into this tier if you:

• Can meet your *basic needs but sometimes need to budget carefully

• Have limited access to healthcare

• Are employed part-time, underemployed, or work in a lower wage field

• Rent or share housing to reduce costs

• Have limited **expendable income for leisure or non-essential expenses

• Have to actively save in order to take a trip or time off

• Experience occasional financial stress due to debt, medical costs, student loans, inflation, or unexpected bills

• Have limited financial savings

Limited spots available at this tier.

You might fall into this tier if you:

• Struggle to consistently meet *basic needs

• Have little to no savings or safety net

• Are unemployed, or experience financial unpredictability

• Experience ongoing or chronic financial stress due to debt, medical costs, student loans, inflation or unexpected bills

• Support dependents or extended family financially

• Have limited access to healthcare, or paid time off

• Little to no **expendable income

This tier is for folks in marginalized groups or those facing financial hardship or systemic barriers. Limited spots are available at this tier.