You might fall into this tier if you:

• Can comfortably meet all of your basic needs (food, housing and transportation) and many wants without stress

• Own your home or rent a higher-end property

• Have access to savings, investments, family or generational wealth

• Can take vacations, time off without financial strain

• Have expendable income for leisure, new items, or services

• Are able to financially support others or donate regularly

Choosing this tier helps sustain accessible options for others in the community.

You might fall into this tier if you:

• Have a steady income that reliably meets your needs and some wants

• Rent or own modestly priced housing

• Can afford transportation, healthcare, and small luxuries occasionally

• Have some savings or safety net for emergencies

• Can take occasional trips or time off without major concern

• Carry some debt, but it doesn’t prevent you from meeting your basic needs

You might fall into this tier if you:

• Can cover your basic needs but often need to budget carefully

• Have limited savings or rely on each paycheck to get by

• Experience occasional financial stress due to debt, medical costs, or inflation

• Rent a modest property or share housing to reduce costs

• Have limited funds for leisure, travel, or unexpected expenses

• Have little financial flexibility and may need to plan ahead for sessions

You might fall into this tier if you:

• Struggle to consistently meet basic needs (housing, food, and transportation)

• Have little to no savings or safety net

• Are unemployed, underemployed, or working in a lower-wage field

• Carry significant debt, medical costs, or student loans

• Support dependents or extended family financially

• Have very limited access to stable transportation, healthcare, or paid time off

This tier is for folks in marginalized groups or those facing financial hardship or systemic barriers. Limited spots are available at this tier.